To help you gather the documentation you need for your loan pre-approval or approval, please use the following checklist:
General
- Pay stubs for the last 30 days.
- Lender names, addresses, account numbers, balances and monthly payments for all current loans.
- Estimated values for personal property and furniture.
For the Last Two Years
- Signed federal income tax returns.
- W-2 or 1099 forms.
For the Last Three Months
- Bank statements.
- Retirement account statements.
- Mutual fund and stock account statements.
Copies Of
- If you are selling another home, a copy of the listing agreement.
- If you sold another home, the closing statement on that transaction.
- Homeowners insurance information.
- Current rental agreements, if you own rental property.
- Gift letter and copy of check, if applicable.
- Separation, divorce and child support documentation, as applicable.
- Photo ID and proof of social security number.
- Pension award letter, if you are retired.
- Social security award letter, if you receive social security.
Explanation Of
- Source of down payment and closing costs, including supporting documentation.
- Late, slow or no payments on your credit report.
If You Are Self-Employed
- Signed copies of last two years’ business tax returns with schedules.
- Year-to-date profit & loss statement.
- Personal financial statement.
Don’t Know Where or How to Start the Pre-Approval Process? Don’t Worry.
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